CM Punjab Parwaz Card Scheme
CM Punjab Parwaz Card Scheme: The Punjab government has launched the Parwaz Card scheme to create overseas employment opportunities for youth and strengthen the national economy through skilled manpower export. Under this initiative, young people from Punjab will receive training, financial support, and complete facilitation to secure jobs abroad in a structured and legal manner.
The Parwaz Card is designed to remove financial and procedural barriers that prevent skilled youth from working overseas. By covering training, documentation, and travel-related costs, the program ensures that deserving candidates can focus on skill development and employment instead of financial limitations.
- Government-backed overseas employment initiative
- Focus on skills, jobs, and remittance generation
- Specially designed for Punjab-based youth
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Budget and Duration of the Parwaz Card Project
The Planning and Development Board has approved a total budget of Rs 6.9 billion for the initial three-year execution of the Parwaz Card project. This funding will be used to manage training programs, loan facilities, travel arrangements, and administrative processes linked to overseas employment.
The scheme follows a phased approach to ensure effective implementation. In the first year, 8,000 youth will benefit, followed by 15,000 in the second year and 22,000 in the third year, making a total of 45,000 beneficiaries.
- Total budget: Rs 6.9 billion
- Project duration: Three years
- Gradual increase in beneficiaries each year
| Year | Beneficiaries Under Parwaz Card |
|---|---|
| First Year | 8,000 |
| Second Year | 15,000 |
| Third Year | 22,000 |
Sectors Covered Under Parwaz Card Scheme
The Parwaz Card project focuses on sectors where international demand for skilled labor is consistently high. These sectors include health services, construction, and information technology, ensuring better job placement and income stability for participants.
By aligning training programs with global market needs, the scheme increases the chances of sustainable employment abroad. This sector-based approach also helps Pakistani workers remain competitive in international labor markets.
- Health and medical support services
- Construction and skilled trades
- IT and technology-related roles
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Training and Facilities Provided Through Parwaz Card
The Parwaz Card scheme includes comprehensive training programs to prepare candidates for overseas employment. This includes technical skills training, soft skills certification, and pre-departure orientation to help workers adapt to foreign work environments.
In addition to training, the government will bear major expenses such as biometric verification, medical examinations, protectorate fees, and air tickets. This full-package support reduces financial stress on applicants.
- Skills and soft skills training
- Pre-departure orientation
- Medical, biometric, and travel coverage
Interest-Free Loan Structure Under Parwaz Card
Each selected individual under the Parwaz Card scheme will receive an interest-free loan ranging from Rs 150,000 to Rs 1 million. This financial support is designed to cover migration-related expenses without adding a repayment burden.
The repayment period is set at 15 months after a grace period of three months. Monthly installments range from Rs 12,000 to Rs 80,000, making repayment manageable for overseas workers.
- Loan range: Rs 150,000 to Rs 1,000,000
- Grace period: Three months
- Easy monthly installments
| Loan Feature | Details |
|---|---|
| Loan Type | Interest-free |
| Repayment Period | 15 months |
| Cash Withdrawal | 20% upfront |
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Banking Process and Cash Withdrawal Facility
Under the Parwaz Card system, applicants can withdraw up to 20 percent of the loan amount in cash after initial verification by the bank. This amount helps manage early-stage expenses related to documentation and preparation.
The remaining 80 percent of the loan is released once the applicant provides a valid visa and other required documents. This controlled disbursement ensures transparency and proper use of funds.
- Initial verification by partner banks
- 20% upfront cash facility
- The remaining amount is released after visa approval
Eligibility Criteria for Parwaz Card Scheme
To apply for the Parwaz Card, the applicant must be a resident of Punjab and fall within the approved age limit of 18 to 35 years, with relaxation up to 40 years in certain cases. Possession of a valid CNIC is mandatory.
The scheme prioritizes individuals who have secured job offers abroad, but it also provides a separate category for job seekers. This ensures broader access while maintaining structured selection criteria.
- Punjab domicile required
- Age limit: 18 to 35 (up to 40)
- CNIC mandatory
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Two Application Categories Under Parwaz Card
The Parwaz Card scheme offers two application categories to address different employment situations. The first category is loan-based for jobholders who already have foreign offer letters but lack funds for visa and travel expenses.
The second category is government-sponsored for job seekers who do not yet have an offer letter. In this case, both visa and air ticket costs are covered by the government after training and selection.
- Loan-based category for jobholders
- Government-sponsored category for job seekers
- Visa and ticket support included
Importance of Soft Skills Certificate
A soft skills certificate is a mandatory requirement for applying under the Parwaz Card scheme. This certificate confirms that the applicant has completed essential training related to communication, work ethics, and adaptability.
Without this certificate, applications will not be processed. The requirement ensures that workers are professionally prepared for international workplaces.
- Mandatory for the application
- Part of the complete training process
- Enhances overseas job success
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Expected Economic Impact of Parwaz Card
The Punjab government estimates that the Parwaz Card scheme will generate up to $200 million in annual remittances. These inflows will support Pakistan’s foreign exchange reserves and economic stability.
Beyond remittances, the program will help reduce unemployment and promote skilled labor development, creating long-term benefits for both individuals and the national economy.
- Estimated $200 million yearly remittances
- Reduction in youth unemployment
- Strengthened national economy
FAQs
What is the Parwaz Card scheme?
Parwaz Card is a Punjab government initiative that provides training, interest-free loans, and overseas job facilitation to youth.
Who can apply for a Parwaz Card?
Punjab residents aged 18 to 35, with relaxation up to 40 years, who meet documentation and training requirements can apply.
Is a job offer mandatory for Parwaz Card?
No, jobholders and job seekers can both apply under separate categories of the Parwaz Card scheme.
What loan amount is offered under the Parwaz Card?
Applicants can receive an interest-free loan ranging from Rs 150,000 to Rs 1 million.
Why is a soft skills certificate required?
The soft skills certificate ensures applicants are professionally prepared and is mandatory for application approval.
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